All Calendar files on WinCalendar.com may be used free for personal & commercial use as long as it is for non-competitive use with respect to Sapro Systems / WinCalendar / WinCalendar.com. Restated: you can use calendar files on this site in any way so long as it is not used in a way such that it competes with WinCalendar, Sapro Systems or WinCalendar.com. Please do not post any links directly to our calendar files - please do link to our calendar file web pages instead :-)